Last Updated: December 8, 2020
When you create an account with us, order, or use any of our products or services, we collect personal data that you voluntarily provide during the account creation. eBanqo can collect and process the following personal data:
The personal data collected by eBanqo are therefore expressly and voluntarily provided by you
eBanqo can use your personal data for the following legitimate business purposes:
Notwithstanding the foregoing, it is however possible that eBanqo discloses your personal data:
• To the competent authorities (i) if eBanqo is obliged to do so under the law or under legal or future legal proceedings and (ii) to safeguard and defend our rights;
• If eBanqo, or the majority of its assets, are taken over by a third party, in which case your personal data – which eBanqo has collected – shall be one of the transferred assets;
• For the purpose of identifying similar profiles to your own, except if you have expressly opted out in this respect.
In all other cases, eBanqo will not sell, hire out or pass on your personal data to third parties, except when it (i) has obtained your permission to this end and (ii) has completed a data processing agreement with the third party in question, which contains the necessary guarantees regarding confidentiality and privacy compliance of your personal data.
Unless a longer storage period is required or justified (i) by the law or (ii) through compliance with another legal obligation, eBanqo shall only store your personal data for the period necessary to achieve and fulfil the purpose in question.
In the cookie banner on the Website and in this notice we will explain in clear and plain language the relevant details about their use. This includes: where they are hosted, the lifespan of the cookie, and their purpose. This list is subject to change and it may not include all such providers at any given time.
The Website uses four types of cookies; strictly necessary, performance, functional and marketing, and analytics cookies. These include first and third party cookies: first party cookies are set and controlled by eBanqo, while third party cookies are set and controlled by a third party tool or service.
The duration of a cookie varies: session cookies disappear from your computer or browser when you logout of your account or close your browser, while persistent cookies are stored even after you have closed the page.
With the exception of Strictly Necessary Cookies, cookies will only be placed on your device and/or browser after you confirm or update your preferences through the cookie banner.
If you decide to not allow opt-in cookies, the Website may not function as designed. For example, you may face issues logging in or retaining set preferences.
Even though we collect your data only for legitimate business purposes, your data stays your own. The EU General Data Protection Regulation (GDPR) grants individuals who are in the European Union and European Economic Area (EU/EEA) the certain rights, with some limitations. We will establish a system to enable and facilitate the exercise of data subject rights related to:Right of access to personal data which eBanqo possibly has concerning you;
eBanqo undertakes to take reasonable, physical, technological and organizational precautions in order to avoid (i) unauthorized access to your personal information, and (ii) loss, abuse or alteration of your personal data. Your personal data is safeguarded against loss, access, use, modification, disclosure, or other misuse. All reasonable steps are taken to prevent unauthorized use or disclosure of your personal data including without limitation firewalls, virus scan tools, employee training, and physical office security measures. Please note that despite these reasonable measures no security can absolutely guarantee the complete safety of your personal data.
eBanqo is located in the US and adheres to the laws of US. Personal data collected by eBanqo may be transferred to the US eBanqo shall store all personal data which it has collected in the cloud (with data center(s)) within the US. You expressly consent to your data being transferred to the US. Notwithstanding eBanqo’s security policy, the checks it carries out and the actions it proposes in this context, an infallible level of security cannot be guaranteed. Since no method of transmission or forwarding over the internet, or any method of electronic storage is 100% secure, eBanqo is, in this context, not in a position to guarantee absolute security.
Finally, the security of your (trial) account will also partly depend on the confidentiality of your password in obtaining access to the Platform and/or the App. eBanqo will never ask for your password, meaning that you will never be required to communicate it personally. If you have nonetheless communicated your password to a third party – for example because this third party has indicated that it wishes to offer additional services – this third party shall have access to your (trial) account and your personal data via your password. In such cases, you are liable for the transactions which occur as a result of the use made of your (trial) account. eBanqo therefore strongly advises you, if you observe that someone has accessed your (trial) account, to immediately change your password and contact us.
We will retain and store your personal data only for as long as necessary to fulfill the legitimate business purposes(s) for which it was collected and to comply with applicable laws and your consent to such purpose remains valid after termination of our relationship with you. When we no longer need information, we will take reasonable steps to destroy the information.
We are concerned about the safety and privacy of children who use the Internet. We encourage the viewing of our website by children to be done with parental supervision. Consistent with the Children’s Online Privacy Protection Act of 1998 (“COPPA”), we will never knowingly request Personally Identifiable Information from anyone under the age of 13 without prior verifiable parental consent. If we become aware that a child under 13 has provided us with personal data without verifiable parental consent, we will use our best efforts to remove such information from our files. If a parent or guardian becomes aware that his or her child has provided us with personal data without verifiable parental consent, he or she should contact us at privacy@eBanqo.com.
The Website may potentially contain hyperlinks to other websites. When you click on one of these links, you may be redirected to another website or internet source that could collect information about you through cookies or other technologies. eBanqo does not bear any responsibility, liability or control authority over these other websites or internet resources, nor about their collection, use and disclosure of your personal data. You must check the privacy policies of these other websites and internet sources in order to be able to judge whether they act in accordance with the privacy legislations.